THE WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a sharp decline in its presence. Driven by the explosion of online and mobile banking, consumers are increasingly relying to digital channels for their financial needs. This shift get more info has led to a decrease in branch locations, and many institutions are consolidating existing branches to

Return on total assets (ROTA) return on total assets is a crucial financial metric measured by investors and analysts to gauge the efficiency of a company in creating profits from its assets. It represents the ratio of net income earned relative to the total assets possessed by the company. A higher ROTA indicates that a company is efficiently depl